Is the Revolut Card Worth Having?

It's a common question; is the Revolut card worth having?

Digital banking alternative Revolut offers a range of low-cost options while allowing you to have an entirely online account and debit card.

It offers a cutting-edge mobile phone app and several other unique features that have helped it become one of the most innovative currency exchange and banking options available today. You may conduct transactions in various currencies anywhere on the globe with a Revolut card.

In this Revolut card review, to know if it is worth having, I'll go over what it offers, the fees that come with it, and the benefits and drawbacks of the card.

Is the Revolut card worth having? To answer that, we need to understand what this card is first.

What is a Revolut card?

This is one of the company's main products; a card that can be used to make purchases in several different nations worldwide. In addition, you get automatic money conversion at rates near the base exchange rate, and you can spend your money in various currencies. This makes international transactions easier and faster.

Personal Revolut accounts are currently only available to citizens of the United States of America (USA), Canada, Japan, Singapore, Australia, Switzerland, and the European Economic Area (EEA).

Organizations in Switzerland and the European Economic Area (EEA) registered and have a physical location in one or more of those locations are eligible for a Revolut Business account.

Pros and Cons of the Revolut Card

The following are some of the benefits and drawbacks of using a Revolut card:

PROS:

• You can have numerous currencies in your account at the same time. • It's simple to get cash and pay for things with the card. • They have several fraud-prevention measures that are quite successful. • Budgeting tools are built-in. • You can also choose to load the card with money and pay as you go. • You can view your transactions and account balances on the Revolut app. • Most money transactions between countries are quick, easy, and free.

CONS:

• Adding money to your Revolut account through bank transfer can take up to three days, and there may be fees associated with it, depending on your bank. Over the weekend, when the currency exchange markets are closed, you will be charged higher rates. It's pretty simple to avoid this charge by simply waiting until the markets open before making your payments, but if you're caught short, it becomes a problem. • Mastery of English is not required (the company currently offers a Portuguese version of the software), but you should be prepared to contact a customer service line in English if something goes wrong.

It's simple to see why Revolut has exploded in popularity over the last few years. For a long time, consumers have been clamoring for cheaper and easier currency transfer choices, which businesses like Revolut and Wise can supply.

Revolut could help you whether you're a freelancer working with clients worldwide or someone who regularly sends payments to family members.

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